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格式合同的產生和發展是20世紀合同法發展的主要標志之一，19世紀中期以來，伴隨著科技的飛速發展，社會經濟出現了迅速騰飛，特別是消費領域和公用事業更是一日千里。隨著我國社會主義市場經濟的迅速發展，特別是加入wto后，格式合同以其自身的價值與特征，被應用于社會經濟的各個領域，有學者甚至認為格式合同占現代市場經濟發達國家所有數量的99％，成為當今主要的合同形式，也有學者稱“我們生活在格式合同的世界里”。格式合同的采用，不僅有利于節約時間、經費，減少交易成本，事先分配合同風險，而且可以預估生產成本促進企業的合理化經營，對廣大消費者甚為有利。但是，我國合同法對格式條款雖有所規定，但尚欠完善。如何完善公務員之家版權所有我國格式條款制度，值得我們思考。認真分析研究格式合同的價值，制定對格式合同維護地政策，進行綜合調控，維護正義，以保護處于弱勢地位的消費者，是我國法制建設面臨的艱巨任務，也是對格式合同價值與正義維護進行探討的意義所在。本文結合我國格式合同的立法實踐，重點探討了其價值與不足，并提出了對格式合同進行正義維護的幾點建議，以便于充分發揮格式合同的最大價值，為社會創造最高的利潤，避免消費者的利益受到損害，使買賣雙方在盡可能公平的環境下交易……

關鍵詞：格式合同；價值；正義維護

abstract

sincetheformatcontractproductionandthedevelopmenthavebeenoneof20thcenturycontractslawdevelopmentmainsymbols,19thcenturyintermediatestages,followsthetechnicalrapiddevelopment,thesocialeconomyisappearingrapidlysoared,speciallyexpendsthedomainandthepublicutilitiesisthetenthousandmilesinaday.alongwiththeourcountrysocialistmarketeconomydevelopmentrapidly,speciallyjoinswto,theformatcontractbyitsownvalueandthecharacteristic,isappliedtosocialeconomyeachdomain,hasthescholareventothinktheformatcontractaccountsformodernmarketeconomydevelopedcountryallquantities99%,nowbecomesthemaincontractform,somescholarscalled"weliveintheformatcontractworld".theuseofformatcontract,notonlyisadvantageoustosavingtime,thefunds,reducesthetransactioncost,beforehandallocatethecontractrisk,moreovermayestimatetheproductioncostpromotionenterprise''''srationalizationmanagement,forisreallyadvantageoustothegeneralconsumers.but,ourcountrycontractlawalthoughhasthestipulationtotheformatprovision,butstillneededtoconsummate.howconsummatesourcountryformatprovisionsystem,isworthpondering.theanalysisresearchthevalueofformatcontract,formulatestotheformatcontractmaintenancepolicy,carriesonthesynthesisregulation,defendsthejustice,safeguardstheconsumerwhichisatthesmallandweakposition,isourcountrylegislativeworkarduoustaskrole,alsoiscarriesonthediscussiontotheformatcontractvalueandthejustsafeguardingthesignificancetobeat.thisarticleunifiesourcountryformatcontractthelegislationpractice,hasdiscusseditsvalueandtheinsufficiencywithemphasis,andproposedcarriesonthejustsafeguardingtotheformatcontractseveralrecommendations,inordertothefulldisplayformatcontractgreatestvalue,isthesocietycreatesthehighestprofit,avoidsconsumer''''sbenefitreceivingtheharm,causesbusinessbothsidesunderasfaraspossiblethefairconditionsthetransaction......

keywords：formatcontract,value,justsafeguarding

目錄

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一、格式合同相關問題研究··········································1

（一）格式合同的概念···············································1

（二）格式合同的發展和歷史·········································1

（三）我國格式合同的現狀···········································2

1、格式合同在我國的發展現狀·········································2

2、我國針對格式合同的立法···········································3

3、我國關于格式合同無效與免責條款的規定·····························4

4、外國針對格式合同的立法···········································4

二、格式合同的價值分················································7

（一）格式合同的優點··············································7

（二）格式合同的缺點··············································8

三、格式合同的法律規制·············································11

四、格式合同中霸王條款存在原因的經濟分析及其規制····················15

（一）霸王條款的出現及其含義········································15

（二）霸王條款的破壞性分析··········································15

（三）霸王條款存在原因的經濟分析···································16

（四）霸王條款的規制··············································18

（五）我國合同法中霸王條款的規制····································19

五、完善我國格式合同法律制度的思考·································21

參考文獻···························································22致謝·······························································23附錄ⅰ·····························································24

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